The Medicare Advantage trap: What they don't tell you

[Desert grandma]

97. You can easily choose original medicare at annual enrollment

Supplement plans in most states can choose to make you go thru underwriting if you did not choose it when you are first eligible for medicare. If you have been on an advantage plan for more than a year, you might look at the AARP supplement plan because it is community rated. Plans that are "Age Attained" which most of them are, end up being the most expensive. Issue age plans are the best plans to get in my opinion. The premium only increases due to medical inflation, but not because you are a year older each year.