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imavoter

(661 posts)
Tue Feb 6, 2024, 12:14 AM Feb 2024

Student loans forgiven today!!!!!!!!!!!!!!!!!!!!!!!!

The ultimate irony and benefit to me as that I got EVERYTHING forgiven
with the new one time payment adjustment if you consolidate everything to a direct loan through the feds/dept of ed
to comply with the new Dept of Ed new Save plan.

If the supreme court had upheld Biden's original plan, I would have only had about 1/3 of my debt wiped out.
*maniacal laughing*

thanks president Biden.

Drinks on me. I don't have a student loan payment this month!

48 replies = new reply since forum marked as read
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Student loans forgiven today!!!!!!!!!!!!!!!!!!!!!!!! (Original Post) imavoter Feb 2024 OP
Congratulations. Hope22 Feb 2024 #1
It is good news for a change. thank you n/t imavoter Feb 2024 #9
Great news! Our President is coming through for a ton of people. brer cat Feb 2024 #2
100% imavoter Feb 2024 #10
How did you do this exactly? ColinC Feb 2024 #3
google: one time student loan payment adjustment imavoter Feb 2024 #6
Great news! FM123 Feb 2024 #4
thank you n/t imavoter Feb 2024 #11
So happy for you and best wishes for your future with that ball and chains gone 👏 Deuxcents Feb 2024 #5
thank you. imavoter Feb 2024 #12
Congratulations! LoisB Feb 2024 #7
thank you n/t imavoter Feb 2024 #13
Wonderful news; be sure and spread it around, tell every Trumpie you know. flying_wahini Feb 2024 #8
HAHA imavoter Feb 2024 #14
Nah. COL Mustard Feb 2024 #18
Wonderful news! Thanks so much for sharing!!! Rhiannon12866 Feb 2024 #15
Thanks imavoter Feb 2024 #26
Great news!! MaryMagdaline Feb 2024 #16
Sure is n/t imavoter Feb 2024 #27
Congratulations!!! COL Mustard Feb 2024 #17
Get that consolidation done before the payment adjustment deadline. imavoter Feb 2024 #22
What's that I hear in the background? Yo_Mama_Been_Loggin Feb 2024 #19
They take after Donald imavoter Feb 2024 #23
Welcome to the club! tazkcmo Feb 2024 #20
Cheers n/t imavoter Feb 2024 #24
A hearty congratulations, imavoter!!!! choie Feb 2024 #21
Absolutely 💯 imavoter Feb 2024 #25
Congrats!!! Think. Again. Feb 2024 #28
absolutely n/t imavoter Feb 2024 #33
nice... congrats BlueWaveNeverEnd Feb 2024 #29
thank you imavoter Feb 2024 #39
Same here. $68K ariadne0614 Feb 2024 #30
Congratulations to you as well!!! oh the trauma. imavoter Feb 2024 #34
CONGRATULATIONS underpants Feb 2024 #31
Were you in PSLF? AllyCat Feb 2024 #32
Yes underpants Feb 2024 #37
I applied for PsLF and it will be 90 days tomorrow. They say they have processed my AllyCat Feb 2024 #42
you'll get some kind of email from the Dept of Ed on forgiveness imavoter Feb 2024 #43
No. That's good to know. AllyCat Feb 2024 #44
my timeline was this imavoter Feb 2024 #45
ooooh. I didn't even consider that. imavoter Feb 2024 #36
Congratulations! I'm so happy for you! That must be an incredible relief. Aristus Feb 2024 #35
Thank you. imavoter Feb 2024 #38
This makes me happy. Relieving one person's suffering also relieves ours. That's what magats don't get. cbabe Feb 2024 #40
yes, I've always believed that imavoter Feb 2024 #41
congratulations! mike_c Feb 2024 #46
so relived.... imavoter Feb 2024 #47
Congratulations! I paid mine off last Luciferous Feb 2024 #48

COL Mustard

(7,037 posts)
18. Nah.
Tue Feb 6, 2024, 02:04 AM
Feb 2024

They’ll just call you a leech or something, until you remind them that people like MTG get close to a million forgiven in PPP loans. But that somehow is different

imavoter

(661 posts)
22. Get that consolidation done before the payment adjustment deadline.
Tue Feb 6, 2024, 10:23 AM
Feb 2024

Still might help, and you can get into Save also.

Think. Again.

(19,739 posts)
28. Congrats!!!
Tue Feb 6, 2024, 10:39 AM
Feb 2024

And congratulations to ALL of us for having a President that understands the value of an educated population!

ariadne0614

(1,879 posts)
30. Same here. $68K
Tue Feb 6, 2024, 10:55 AM
Feb 2024

I got the news last night. After 20+ years of repayment nightmare. I won’t die in debt after all. Thank you, President Biden.

imavoter

(661 posts)
34. Congratulations to you as well!!! oh the trauma.
Tue Feb 6, 2024, 11:56 AM
Feb 2024

yes, it's been trauma and stress for 25 years.
Such a blessing to have that gone. I'm so exhausted today.
I think it's just now hitting me emotionally. It's been a rough road.

underpants

(187,707 posts)
31. CONGRATULATIONS
Tue Feb 6, 2024, 11:01 AM
Feb 2024

I still have my email from MOHELA on 8/21/2023

Not to get your hopes up but I also got a nice refund check.

AllyCat

(17,318 posts)
42. I applied for PsLF and it will be 90 days tomorrow. They say they have processed my
Tue Feb 6, 2024, 01:20 PM
Feb 2024

application, but there has been no movement on it yet. Hoping it will be soon, but wondering if one or the other program will be first (or never).

Nothing when I checked yesterday afternoon. Guess I need to check again when I get home.

imavoter

(661 posts)
43. you'll get some kind of email from the Dept of Ed on forgiveness
Tue Feb 6, 2024, 01:52 PM
Feb 2024

Have you gotten one of those yet?

imavoter

(661 posts)
45. my timeline was this
Tue Feb 6, 2024, 02:15 PM
Feb 2024

August: consolidated to make all my loans direct loans
November: consolidation completed
January: email from the Dept of Ed that I was eligible to have my loans forgiven. (the golden email aka golden ticket), but it didn't say how much would be forgiven.
February: Email from my servicer that ALL of my loans are forgiven. Both my servicer and the studentaid website are zeroed out.

I wasn't in PSLF, but they are considering from the time of the oldest loan to how much time has passed/number of payments, and by my rough math they even considered some of my time in forbearance.

You can also do SAVE with PSLF, too.

imavoter

(661 posts)
36. ooooh. I didn't even consider that.
Tue Feb 6, 2024, 11:58 AM
Feb 2024

I'm just glad to have the forgiveness. But if I get one, I won't turn it down LOL

Aristus

(68,769 posts)
35. Congratulations! I'm so happy for you! That must be an incredible relief.
Tue Feb 6, 2024, 11:57 AM
Feb 2024

I paid my student loans off a few years ago. Since the issue of student loan forgiveness came up, I've heard a lot of bitching from people who are angry that they paid theirs off while others had their debt forgiven.

I'm not one of them. I'm thrilled for everyone who has been able to have their student debt forgiven. The country has just gotten a little bit better, and I hope that trend continues.

This definitely calls for a round of celebratory drinks!

imavoter

(661 posts)
38. Thank you.
Tue Feb 6, 2024, 12:01 PM
Feb 2024

I'm a long time DUer but I had to get a new screen name several years ago.
I've been here since 2007.

I always enjoy your comments.

Yes, also a start a new job on Monday the 12th. It's been a good week

God bless President Biden.

cbabe

(4,389 posts)
40. This makes me happy. Relieving one person's suffering also relieves ours. That's what magats don't get.
Tue Feb 6, 2024, 01:03 PM
Feb 2024

Luciferous

(6,318 posts)
48. Congratulations! I paid mine off last
Tue Feb 6, 2024, 06:50 PM
Feb 2024

year and I know how good it feels not to have that debt anymore 😀

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