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Viva_La_Revolution

(28,791 posts)
Fri Apr 15, 2016, 01:43 PM Apr 2016

blaming far left liberals for the gentrification in Portland

Is incorrect and drives a wedge between neighbors
http://www.oregonlive.com/portland/index.ssf/2014/08/roots_of_gentrification_how_19.html


People who moved to Northeast Alberta Street in 2009 may think they witnessed the sparks of transformation. But the change began much, much earlier. It started with an effort to right historic wrongs.

In 1990, The Oregonian published a series called "Blueprint for a Slum" that detailed the lack of mortgage lending in North and inner-Northeast Portland.

The series revealed that banks set minimum mortgage amounts that effectively redlined huge portions of the city. Portland banks and thrifts made loans in North and inner Northeast at one-fourth the rate of other parts of the city. In predominantly black sections, they made loans at only one-sixth the rate.

The lack of loans drove down values, encouraged crime and reduced home ownership. It also left an opening for unscrupulous lenders who took advantage of the pent-up demand for mortgages.

Much more at the link

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