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SWBTATTReg

(24,085 posts)
4. Thanks. I did find this information on the parts A and B (and other FYI, I've included the link
Mon Jun 20, 2022, 01:08 PM
Jun 2022

in case someone else wants the FYI):

https://www.medicare.gov/basics/get-started-with-medicare/medicare-basics/what-does-medicare-cost.


I've only listed the Part A stuff below, the Part B stuff and etc. is at the above link I've provided FYI for other DUers.

Part A costs (in 2022), or Premium: $0 for most people (because they paid Medicare taxes long enough while working - generally at least 10 years). This is sometimes called “premium-free Part A.” Do I qualify? If you don’t qualify for a premium-free Part A, you might be able to buy it. In 2022, the premium is either $274 or $499 each month, depending on how long you or your spouse worked and paid Medicare taxes.

You also have to sign up for Part B to buy Part A.

If you don’t buy Part A when you’re first eligible for Medicare (usually when you turn 65), you might pay a penalty. How much is the Part A penalty? Deductible is $1,556 for each time you’re admitted to the hospital per benefit period, before Original Medicare starts to pay. There's no limit to the number of benefit periods you can have.

Inpatient stays
(copayments)

Days 1-60: $0 after you pay your Part A deductible
Days 61-90: $389 each day
Days 91-150: $778 each day while using your 60 lifetime reserve days
After day 150: You pay all costs

lark

(24,149 posts)
3. You are wrong, sorry.
Mon Jun 20, 2022, 01:01 PM
Jun 2022

You get Part A (hospital coverage) automatically, part B you have to sign up for and pay for (unless you have Medicaid, then you don't pay). Part C is Medicare Advantage plans (HMO's) and Part D is prescription drug coverage. Of course if you have a lot of health issues, you may be better off with a Medicare Supplement - but you need Part B to get this, I believe.

SWBTATTReg

(24,085 posts)
5. See my prior discussion on this. I'm not wrong, I just didn't have all of the information
Mon Jun 20, 2022, 01:10 PM
Jun 2022

out there yet, as I was still investigating it.

lark

(24,149 posts)
8. One just has to pay attention and be sure to only take the HMO, the PPO is way more expensive.
Fri Aug 26, 2022, 07:30 AM
Aug 2022

PPO's are only for the rich.

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