Dental insurance. Question

[XanaDUer2]

Looking for dental-insura...
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XanaDUer2
3:04 PM
Looking for dental-insurance suggestions
Retired-disabled, so lost work dental. I have $43/mo dental I'm not happy wroth the cost. I'm used to getting 2 free cleanings and checkups per yr. Yesterday, I had a cleaning that was $167, with this insurance. I was confused.

Staff said they didn't know how much the insurance would pay (!?), and any overpay would be credited to me. I'm still confused.

Any recommendations of decent dental insurance for someone on TRaditional Medicare? I can see how dental is a lure for Medicare Advantage. I'm kinda pissed, and may need a new dentist

[flying_wahini]

1. I don't have any dental ins., on Medicare and go twice a year.

My last cleaning with X-rays was $215.

[XanaDUer2]

3. Someone said hey Medicare Advantage or

Pay the dentist. I'm afraid MA worries mewith my health problems

[marybourg]

2. No. Dental insurance only provides value if your employer is paying.

Otherwise, you’re just pre-paying and having your options narrowed.

[XanaDUer2]

4. I may cancel

I feel like I got ripped off

[Marcus IM]

5. The current average overhead of a DDS office is over $600 per hour.

I have no idea how little the hygienists are being paid with insurance paying so little.

Many hygienists are "gig workers" who lease space from a DDS. It's crushing them financially.

Most dentists in my lifetime as a DDS are republican voters. Don't think minimum wages should exist let alone be raised. Most think they are taxed too much. Most think there are too many safety/OSHA/Health Dept regulations. Dentistry, by and large, is a republican profession.

There's several reasons DDS offices are staffed primarily by women. They pay women less, and the DDS relies on the women's partners health insurance plan. I know of no dentist who has a group insurance plan for their employees. It's one of the more exploitive "professions'. Same goes with other medical professions.

I had a hygienist on my staff. Full time. Making a decent salary. Office fee for a basic cleaning was $100 - I absorbed the loss because I saw it as part of my service to my patients.


All the best.

[XanaDUer2]

6. Ok. Thank you. Nt

[pbmus]

7. Delta dental at 45$ a month, 2 cleaning a year +

Best I have found.

[XanaDUer2]

8. Thanks for your helpful reply

I'm paying about that now. I never dreamed this would be an issue

[XanaDUer2]

9. Kick

[anciano]

10. I have a dental savings plan

instead of traditional insurance. You get a discount on almost all dental services with no annual limit for one low fee (my plan is currently $99/year).
But just like with regular insurance you have to be sure the dental clinic you want to use will accept the plan you're interested in. Best wishes.

[XanaDUer2]

11. Thank you!!!

This is what I was looking for? Is it a specific company?

[anciano]

12. Numerous companies offer them

and they are pretty much the same on coverages. Just Google "dental savings plans" for more info. I personally use Mutual of Omaha, but even they have several variations so that's why it's critical to be sure which specific plan your dental clinic participates in.

[XanaDUer2]

13. Thanks so much

My dentist may be too chi-chi for me. I may need to go back to my old dentist. Current dentist is the one saying my TMJ treatment is 25k-32k.

[trof]

14. UHC Medicare Advantage Plan

I get $2000/ann. dental benefit, no co-pay or deductible

[XanaDUer2]

15. I have traditional Medicare

But thank you for responding with useful information! I may pay out of pocket. I've got serious uninsured tmj work i need done like 30k.