Who has Medicare Advantage?

[trof]

Tell me about it.
Thanks

[TexasProgresive]

1. We don't but looked into it when we became medicare eligible a couple of years ago.

I really liked one plan except the price. It was $600.00 per month per person on top of the monthly fee for Part B. So we went with a Medicare supplement offered by my former employer with part D which covers perscriptions.

This website might be helpful to you.
http://health.usnews.com/health-news/best-medicare-plans/articles/2016-10-14/best-medicare-advantage-plans-2017

[Hoyt]

2. I had Kaiser before I took a job with a decent plan. Liked it.

I only have a few chronic problems, can live with just about any board certified doctor, I'm fine trying generic and cheaper drugs, I like having a cap on out-of-pocket costs, etc. And it was significantly cheaper than traditional Medicare, a decent supplemental policy, and a drug plan. If I retire , I'll likely go back.

[Tess49]

3. I do. Through Humana. It costs 72/month in addition to the medicare premium that

is automatically deducted from my SS check. They have several plans, some are free. Kind of depends on what you're looking for. No real complaints except they keep badgering me about just about anything. Example: they called and wanted to send someone to my house to do a wellness check, take my blood pressure, etc. I said "Do you really think I'm going to let a stranger into my house to take my blood pressure? That will never happen! I do have a doctor, after all." I pissed them off -- told them to leave me alone. Also, I asked how much money would be billed to Medicare for this "service". No answer. I complained to my insurance agent. He said he had gotten several calls about it from other clients. I don't know if all of these companies do this. I see it as a way for them to make more money.

[trof]

4. Wow. Thanks.

[Tess49]

5. Welcome!

Oh, and the plan I have includes Part D.

[Hoyt]

7. They don't bill Medicare anything for that. They hope to make a little more money by controlling

Last edited Mon Nov 21, 2016, 05:50 AM - Edit history (1)

high blood pressure with a cheap prescription compared to treating a heart attack, stroke, kidney disease, etc. Also, they hope to achieve a higher "quality rating." Kaiser did it too, but I kind of liked it. They took "no" easily too.

[Tess49]

8. That makes sense now that you explained it. I do have an internal medicine doc who

runs all of the expected labs, gives flu shots, etc. I just don't answer the phone any more when I see that they are calling.

[Turbineguy]

6. I have it through Blue Cross

It's going to $128 per month in 2017. I like it so far.

[sinkingfeeling]

9. I do. Coventry. No premium at all. I'm very happy

since my former corporation gives me $3000 a year to cover deductibles and co-pays. It has a part D, but I don't take any prescription drugs.

[DavidDvorkin]

10. We have it through AARP

It has limitations, but it's okay.

[TexasBushwhacker]

11. Mine is through Amerigroup. I like it and it costs nothing. N/t

It even covers $1000 for dental care and $1000 towards the cost of a hearing aid.

[trof]

12. We're looking at United Healthcare's 'Advantage' plan.

Zero monthly premiums.
All my doctors are covered.
$5 co-pay
Includes drugs.
At zero cost to me.
A dental plan for $33/MO if you want it.

https://www.uhcmedicaresolutions.com/health-plans/medicare-advantage-plans.html

[PoindexterOglethorpe]

13. I have one through Humana.

No additional cost to me.

$0 office visit.
$50 specialist
$75 Hospital Emergency.

Not that I've needed those last two.

The prescription meds I take are free, no copay, by getting a 3 month supply at a time by mail. But those are generics of extremely common meds.

Of course, what you can get depends on where you live.

[LibinMo]

14. We are very happy with our plan

Costs $0 other than the Medicare premium withheld from our Social Security checks. $5 office calls-$45 specialists-$2 copay for 30 days generic drugs. Also we have free health club memberships worth $30 apiece monthly. One eye exam & a pair of glasses annually.

My husband was hospitalized for four days with pneumonia in October. Billed charges: Hospital- $14,358. Patient responsibility- $660. This includes all drugs, tests, and physician's fees. The ER cost nothing because he was admitted to the hospital. The ambulance charges were $2461. Patient responsibility-$250. So the total we have to pay is $910. And if the out of pocket costs (everything except drugs) reach $3900 we pay nothing.

Not all Medicare Advantage plans are the same so you need to do some research if you go this route.

[TexasBushwhacker]

15. I have it. It costs me $0

Mine is through Amerigroup. I am fairly happy with it. $0 copay for primary care and $30 copay for specialists. Generic prescriptions are $2.65. It even covers $1K towards dental and $1K towards a hearing aid per year. My biggest expense has been a $250 copay for an echocardiogram.

[Hieronymus]

16. I'm happy with it.