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Related: About this forumIs it true that in Europe, credit cards operate on a chip implanted on the card and not
on a magnetic strip?
I've heard that.
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Is it true that in Europe, credit cards operate on a chip implanted on the card and not (Original Post)
raccoon
Mar 2014
OP
When I was in Scandinavia, I found out, at the suggestion of a train ticket seller in Copenhagen,
Lydia Leftcoast
Mar 2014
#3
cbayer
(146,218 posts)1. Apparently that is true pretty much everywhere except the US.
Here in Mexico, the cards have a chip. They are much harder to pirate. People with US cards experience high rates of piracy of their accounts. Those with Mexican cards, very little.
PoliticAverse
(26,366 posts)2. See the following Dec. 2013 NPR story...
Lydia Leftcoast
(48,219 posts)3. When I was in Scandinavia, I found out, at the suggestion of a train ticket seller in Copenhagen,
that my Capital One card worked as a credit card with the ATM withdrawal PIN.
I was afraid it would count as a cash advance (which is a mess when it comes to paying off your balance), but it registered as just an ordinary credit card transaction.
mainer
(12,186 posts)4. That's why I use my American Express abroad
It has a chip. Unfortunately, not every merchant accepts AmEx.
raccoon
(31,462 posts)5. It is hard to get a credit card with a chip in the Empire. I have 3, have asked all of them about
issuing me a credit card with a chip--and they all say they can't do it!
Here I thought we were #1......
Anyway, some have told me you can still use the magnetic strip CC in Europe most places. I will
be in Paris, not in some place off the beaten path, so I figure that must be right.
If any of you have experience to the contrary, please speak now!
Nay
(12,051 posts)6. In Brazil they all have a chip. nt
cbayer
(146,218 posts)7. It is true. The US is so far behind and some merchants in europe don't even
want to take cards from US banks.
cbayer
(146,218 posts)8. Lol, did not realize I had previously posted to this thread.
oldtimers.