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Sympthsical

(10,402 posts)
19. Not hurting, but noticing the cost increases
Fri Oct 27, 2023, 09:58 PM
Oct 2023

My partner and I are DINK professionals, so expenses vs. income isn't really a thing for us.

However, we both grew up poor and are pretty frugal about things, so we notice costs. The big things we've noticed are groceries in particular and insurance things started jumping for some reason. We installed solar last year, so utilities haven't really been on our radar (we use very little gas, because we both tend to shower at the gym most days, so not a lot of hot water).

We have, however, been sliding money to young adult nieces and nephews and been seriously side-eyeing the rent they're paying on various apartments. It's easily double what I was paying on my own apartment before we bought the house four years ago.

So groceries, housing, and insurance are anecdotally where I've noticed how a paycheck-to-paycheck family could be feeling it.

Complete side note: WTF is going on with streaming services? They're all increasing. The whole point to the situation is that I didn't want cable. We can afford it, but we're thinking about clipping out a few of the services out or putting them on rotation. It's the principle of the thing. Especially when they think they're going to put ads on shit I'm already paying for. That's a real hard no.

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We are currently snpsmom Oct 2023 #1
That is happening a lot Tree Lady Oct 2023 #12
Can't decide between "a bit" and "doing awesome," but month over month petronius Oct 2023 #2
I chose "other" True Dough Oct 2023 #26
The original thread was about expenses going up more than income MichMan Oct 2023 #3
Can you check the wording of several of your response choices? Nt spooky3 Oct 2023 #4
Thanks. Yikes. 😆 nt Quixote1818 Oct 2023 #10
Going into retirement, we dont really count.. ;) getagrip_already Oct 2023 #5
"I'll save my marriage and shut the hell up. " paleotn Oct 2023 #9
My wife and i hooked up in '77 in college getagrip_already Oct 2023 #11
Ha! 1988 here. paleotn Oct 2023 #13
Yeah, those looks can get you in trouble... getagrip_already Oct 2023 #15
I do worry about the next generation. Happy Hoosier Oct 2023 #16
Good logic. After 20 years of marriage, shutting your cake hole is the best option. sarcasmo Oct 2023 #34
Check your wording on the first couple options. ('expenses outpacing expenses') Gidney N Cloyd Oct 2023 #6
Thanks. Fixed. Nt Quixote1818 Oct 2023 #7
we're retired but doing better than most, regardless mike_c Oct 2023 #8
Things were rough the last few years.... Happy Hoosier Oct 2023 #14
Other - wife and I are both retired, she is taking SS - I am waiting until I am 70 (2 more years) NewHendoLib Oct 2023 #17
I retired in 2010, thanks for the SS COLA. But my pension has lost doc03 Oct 2023 #18
Not hurting, but noticing the cost increases Sympthsical Oct 2023 #19
When various streaming platforms announce increases, I drop them for a couple of months or more PortTack Oct 2023 #28
I'm retired, so my only income is Social Security. I supplement that with drawing down my retirement accounts progree Oct 2023 #20
Same here. I am retired with a low income, but I draw down retirement savings to make ends meet. Midnight Writer Oct 2023 #42
House mortgage is paid off. We're retired. Defined benefit pensions. 3Hotdogs Oct 2023 #21
Yes but xmas74 Oct 2023 #22
Yes, we are falling behind financially Chuuku Davis Oct 2023 #23
As an artist then as a teacher I could never earn enough BigmanPigman Oct 2023 #24
Once I get my whorin' and cokin' habits under control, I'll be back in the black... Bucky Oct 2023 #25
Is this you? : ret5hd Oct 2023 #33
Barely covered each month. Only a little is leftover. Elessar Zappa Oct 2023 #27
I was fortunate enough to retire from the medical profession with a fair amount stashed away PortTack Oct 2023 #29
Treading water. Aussie105 Oct 2023 #30
breaking even onethatcares Oct 2023 #31
"Other." phylny Oct 2023 #32
eating less, The Wandering Harper Oct 2023 #38
I'm sorry. phylny Oct 2023 #40
Since late 2019, our income has increased almost 50% NickB79 Oct 2023 #35
doing ok but have tightened the belt quite a bit dembotoz Oct 2023 #36
Some things have gotten more expensive but nothing that has changed our lifestyle at all. We have more money Raftergirl Oct 2023 #37
my income has declined while prices go up The Wandering Harper Oct 2023 #39
I can't even afford to renew my Star membership Polybius Oct 2023 #41
My income and my expenses are about the same. GoodRaisin Oct 2023 #43
Kick jfz9580m Nov 2023 #44
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