General Discussion
In reply to the discussion: Holy shit. Be prepared for the consumer to get screwed on your healthcare advantage programs. [View all]LilElf70
(622 posts)into the private healthcare system, have very good points. Especially Hartmann. He has hated private healthcare for decades. And he has a lot of good points. Hartmann is totally against private healthcare because of the for profits behind it. I get it. Their profits are way to high. They are money hungry leaches. But until you put yourself in my shoes, with limited income, there is no reason to critique the system I use. As for the medical portion, I had an angiogram this past year. It is a very complex procedure. The total bill was 68K for about 3 hours work. I paid 250 dollars. I also had to utilize an ambulance this past year. My costs was 100 bucks. We have used many services from a 0 out of pocket healthcare system.
However, I have to look out for myself. It's all a matter of survival. For me and my wife, using my medicare bucks to purchase a good private policy with additional benefits that would normally cost me thousands was the way to go. Have you been to a dentist lately? 1 filling is hundreds. Bought a good pair of glasses? Again, hundreds. Paid for a decent hearing aid? It all adds up. All of these items practically cost me nothing with an advantage program with 0 out of pocket. And now my wife needs upper dentures, which will involve pulling 13 teeth. Have you ever priced that? With a little luck , all of this will be paid for, if I play my cards right.
For what it's worth, I'm going to stick with what we have and let my broker help us decide our future healthcare needs. I have to do what I have to do. I need the best I can get for my buck, and not lose my house to the healthcare system. Like all of us, we have to look out for number 1.
The whole idea behind this post was to inform others that there is something going on in the healthcare system.
God help us all.