Holy shit. Be prepared for the consumer to get screwed on your healthcare advantage programs.

[Cheezoholic]

85. I get it. Your situation like half of Medicare eligible people is unfortunate and you're right

you gotta do what YOU can to get the best health care possible that you can AFFORD. The big problem with traditional Medicare is that damn 20%. That wasn't what was originally Medicare, it had no "gap coverage". But the repukes back in the 60's demanded that the 20% "gap" in coverage be put in so insurance companies wouldn't be cut out of the picture (they insure people their whole lives they can eat it after we retire IMO). So the Medicare 20% "gap" was put in because it was the only way the repukes would pass Medicare out of the gate.
As 40 years passed and medical costs soared that optional "gap" private insurance coverage got out of control. It was one of the main areas of insurance that originally denied due to pre-existing conditions. Then Raygun started taxing SS and SS lagged way behind the cost of living increases for 40 years, it started to put seniors in very tuff spots. So the repukes came to save the day "inventing" part C where Private Insurance "manages" your Medicare for you. They started offering all these perks like old banks offering toasters. And financially it FORCES people in your situation to go the "private insurance" route.

It truly is the culmination of a 50 year attempt to privatize our healthcare in this country and it's working. The great perks and no copays aren't gonna last. That money is gonna kick in on the backend and once they get enough locked in they will jack it full stop. Medicare Advantage companies "profited" 150 billion Medicare dollars last year. That would've been enough to give everyone on Medicare their coverage for free, no gap and the added dental and vision.

I understand yours and many others situations and I personally am not gonna knock it. One thing is, and this is important, the Dems have said if they get full control they are gonna re-vamp Medicare and basically do away the "gap" and make part C irrelevant. Just another reason to vote straight D!!