Holy shit. Be prepared for the consumer to get screwed on your healthcare advantage programs.

[Dem2theMax]

112. I've had an Advantage plan for about 20 years.

Was put on permanent disability. Don't even remember how I ended up on an Advantage plan.
I am extremely low income.

Last year, I paid $220.00 for the entire year of coverage.
Even though it's an Advantage plan, I still have secondary insurance through the state as well. Between both insurances, almost everything is picked up, including copays at any doctor's office, and hospital visits and stays as well.

I have dental and vision coverage. Probably have coverage for hearing aids, but thankfully don't need them, at least not at this point in time.

I am on a biologic medication that costs somewhere in the ballpark of $7,000 per month. I pay less than $4.00 for a month's supply. That $4.00 disappears once I've hit a certain point. And then I pay nothing for any medication for the rest of the year.

Two years ago, the insurance plan started covering transportation to and from medical appointments. Has come in quite handy because I've been without a car for a while.

The only time I saw an increase in costs, was while Trump was making a mess of the country. It went down again when Biden took control. Will have to wait and see what happens when I get my packet this year.

I've read through the entire thread, and my head is swimming. I can't make sense out of any of it. I had a seizure last year and my brain doesn't work the way it used to. If for no other reason than I cannot understand what I'm reading, I'm stuck with my Advantage plan. And I don't know if I would be better off if I switched to something else.