Holy shit. Be prepared for the consumer to get screwed on your healthcare advantage programs.

[Tarzanrock]

146. Thanks. I appreciate the reply and the answer.

I have a follow-up question: what is "Medigap" coverage? I have Medicare Part "A;" Medicare Part "B;" and, Medicare Part "D" [Part "D" was initially provided by the government through Aetna and some Aetna "Silver Script" policy but last year the government unilaterally changed that Part "D" coverage over to a Florida insurance entity called "Wellcare." [I think that the government has sued Aetna for Medicare Fraudulent practices or is involved with some type of coercive regulatory actions against Aetna.] I'm in Los Angeles and I believe that "Wellcare" operates some kind of California HMO which I am not so certain that "Wellcare" provides coverage for many of the hospitals. I've been trying to understand this stuff for weeks now and I still am confused by it. I've now talked to Medicare, I've spoken with several different Medicare bureaucrats as well as 2 different insurance agents (Wellcare) and another California provider which actually provides insurance coverage for my neighborhood hospitals here in L.A. and not one of these individuals has yet been able to explain these matters to me.