Holy shit. Be prepared for the consumer to get screwed on your healthcare advantage programs.

[LogDog75]

221. I have Medicare and Tricare for Life so I don't need or want Medicare Advantage

I retired from the Air Force so I'm covered by Tricare, the military insurance, which I pay about $500 a year. Being over 65, Medicare is the first payer followed by Tricare. I've gotten my medical care at a Navy base clinic in San Diego and if there is anything serious or something they can't handle I'm referred to the Navy regional hospital in San Diego or a local hospital. I get my vaccinations and prescriptions through the Navy pharmacy at no cost. So far, in the 20 years I've been retired I haven't received a bill for anything. I use a local optometrist for my annual eye exams and Medical pays for that.

If I didn't have Tricare I still wouldn't signup for Medicare Advantage. When it comes to money, I tend to study up on what I might spend my money on. Although I don't need it, from what I've read of Medicare Advantage, you're basically having the government gives the Medical Advantage insurance company you chose the money Medicare allocates for you. Then, you pay an additional payment for the Medicare Advantage policy. Like most private insurance policies, the insurance company can limit what they'll pay for and deny you care for an existing condition. Also, you have to get permission from the company to see a provider outside their network. Thanks, but no thanks.