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(21,264 posts)

10. It is not so much that they were uninsured

Fri Oct 4, 2024, 03:45 PM

Oct 4

But that they did not have flood insurance. Floods are an exclusion in HO policies, separate coverage is needed.

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Thousands of uninsured homes were in Helene's path [View all] Yo_Mama_Been_Loggin Oct 4 OP

Building in a flood zone + no flood insurance NameAlreadyTaken Oct 4 #1

I'm not sure some on a mountain thought they'd need it. jimfields33 Oct 4 #3

Not on high ground NameAlreadyTaken Oct 4 #15

That area has had severe flooding before. Mariana Oct 4 #16

That's just insane, and a ripoff. lindysalsagal Oct 4 #5

Precisely malaise Oct 4 #11

Most have flood insurance only because their lenders require it Jersey Devil Oct 4 #14

I have sympathy but should homes or businesses even be built there? LiberalFighter Oct 4 #9

It is not so much that they were uninsured sarisataka Oct 4 #10

It is a quite variable choice sarisataka Oct 4 #13