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EarthFirst

(3,198 posts)

3. We were planning a HELOC remodel of our first floor...

Reply to MissB (Original post)

Wed Dec 4, 2024, 06:33 PM

Dec 4

Kitchen; living room; foyer; and entry doors.

We decided to put that on a screeching halt; due to the potential unforeseen cost of building materials.

We decided we can forgo those upgrades in the short term.

We purchased a few electronic devices recently to replace aging models in advance of potential tariff increases.

Other than that; we plan to proceed with caution and frugality to protect ourselves financially.

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Are folks here planning on reduced discretionary spending in 2025? [View all] MissB Dec 4 OP

Generally yes newdeal2 Dec 4 #1

No, don't plan any changes in spending habits for the foreseeable future. beaglelover Dec 4 #2

We were planning a HELOC remodel of our first floor... EarthFirst Dec 4 #3

As a retiree, inflation driving up prices of everything, has already limited my discretionary spending MichMan Dec 4 #4

Yes. canuckledragger Dec 4 #5

Yes but mainly because I'm losing my PT job Freddie Dec 4 #6

In a word, yes LSparkle Dec 4 #7

Absolutely NickB79 Dec 4 #8

Yes JustAnotherGen Dec 4 #9

What discretionary spending? canetoad Dec 4 #10

Yes. I am not going to support the tRUMP agenda by supporting anything that tRUMP does. SWBTATTReg Dec 4 #11

Yes. More layoffs and bankruptcies were announced. Xolodno Dec 4 #12

Our TV died on Thanksgiving SallyHemmings Dec 4 #13

I was going to buy a 30HP diesel tractor this Spring. OAITW r.2.0 Dec 4 #14

yes The Wandering Harper Dec 4 #15

Not sure how to cut back more XanaDUer2 Dec 5 #16

Yes, all extra funds go to paying down debt and DIY projects. Amishman Dec 5 #17

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