General Discussion

Arazi

(7,169 posts)

6. On the ACA marketplace they're usually one of the cheapest options

Reply to question everything (Original post)

Fri Dec 6, 2024, 10:46 AM

Dec 6

It’s all you can afford.

So you gamble that you’re not going to have any health crisis for the next year.

And it’s all a gamble with insurance companies anyway right? There’s also enough horror stories of denied claims by BCBS, Ambetter etc that choosing the plan you can afford (despite the higher risk of claims denial), seems like a plausible option.

Did I mention it’s all you can afford?

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Freddie

42 replies

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Highlight:

Why enroll with UnitedHealth? [View all] question everything Dec 6 OP

Medicaid in NYS is managed by UHC n/t Dennis Donovan Dec 6 #1

Perhaps this can be changed. Ask representatives to dig deeper question everything Dec 6 #13

Most people have to take what their employer offers... Happy Hoosier Dec 6 #2

My employer used to carry Cigna for almost two decades.. Omnipresent Dec 6 #3

You ask like there's a legitimate choice. WhiskeyGrinder Dec 6 #4

Your employer may not give you any choice. Also the Medicare Advantage scam is a huge profit center for UHC. Voltaire2 Dec 6 #5

On the ACA marketplace they're usually one of the cheapest options Arazi Dec 6 #6

The vast majority of the workforce is forced by their employers. Coventina Dec 6 #7

AARP and UHC Henry203 Dec 6 #8

That's not the only AARP plan. Ms. Toad Dec 6 #22

That's the plan I have. milestogo Dec 6 #41

They administer the Medicare supplement and Part D plans offered by AARP Freddie Dec 6 #9

That's what I have Mossfern Dec 6 #24

I've had that Plan D this year Lulu KC Dec 6 #28

Yes I've had no problems with it Freddie Dec 6 #34

Same but-- Lulu KC Dec 6 #39

"you get what you pay for" sarisataka Dec 6 #10

Yes, you are right. I suppose I take it for granted that here, in the Twin Cities, we have access to question everything Dec 6 #17

I go through MNSure and have had UHC in the past sarisataka Dec 6 #20

My mom signed up for them MissB Dec 6 #11

I am so sorry. This is a horrible story. I hope that there are other plans in the community question everything Dec 6 #16

UnitedHealthcare is the largest provider of Medicare Advantage plans. Emile Dec 6 #12

🤨🤨🤨 That's crazy, ... just wow. MAGA expects Trump to lower HCI cost too ?! Nope, its going to go higher uponit7771 Dec 6 #23

I'm retired and my ex-employer mandated we go to UnitedHealth's Medicare Advantage 2 years ago. They sinkingfeeling Dec 6 #14

The whole program is a game, do you pay now, pay as you go along, or pay later? bucolic_frolic Dec 6 #15

We have regular medicare, a supplemental, yorkster Dec 6 #18

Yes our part D went up quite a bit for next year Freddie Dec 6 #35

They like to keep us on tenterhooks... yorkster Dec 6 #38

Humana is ten times worse. patricia92243 Dec 6 #19

My Medigap provider is UnitedHealth, Ms. Toad Dec 6 #21

My employer used them up until 20 or 25 years ago DFW Dec 6 #25

Employer. It's a Medicare PPO LeftInTX Dec 6 #26

I have UHC Advantage through my employer Erda Dec 6 #27

California uses it for employees and CALPERS invests in it. WarGamer Dec 6 #29

I bet those who have a choice won't chose UHC now crimycarny Dec 6 #30

There aren't any good plans anywhere anymore. mucifer Dec 6 #31

Very true crimycarny Dec 6 #32

I think that Kaiser is good. But operates only in CA,no? question everything Dec 6 #36

Expanded to a few more states crimycarny Dec 6 #40

Most people are covered by employer plans. yardwork Dec 6 #33

I am grateful that we have a choice. And perhaps only in the Twin Cities. question everything Dec 6 #37

I have UHC for my Medicare supplemental mcar Dec 6 #42