General Discussion

dawg

(10,777 posts)

60. Mine's going to $48,000 for four individuals.

Fri Dec 6, 2024, 06:34 PM

Dec 6

Small group employer plan.

I could probably get a better deal by paying for four separate ACA policies, but some of us have pre-existing conditions, and if the ACA gets repealed, the pre-ACA laws protecting people on employer plans might be the only things keeping us insurable.

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Meowmee

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I just found out a friend pays 14000 a year for HCI for 3 people !!!! [View all] uponit7771 Dec 6 OP

Billionaires cannot get richer if prices go down. Irish_Dem Dec 6 #1

That has to be a cadillac plan. My high deductible plan is about $1000 a year for a family of 4. nt LexVegas Dec 6 #2

What kind of coverage do you get for that? That's peanuts, really. Happy Hoosier Dec 6 #4

Its a high deductible plan, so the coverage kicks in at 80 / 20 after individual and family deductibles. LexVegas Dec 6 #10

There are corps who pay a lot more than others uponit7771 Dec 6 #13

delete uponit7771 Dec 6 #14

Not the Cadillac plan, he works for large corp uponit7771 Dec 6 #8

I work for a very large multinational corporation. nt LexVegas Dec 6 #12

Right, some corps put more into employ HCI than others no doubt uponit7771 Dec 6 #17

That is certainly true. nt LexVegas Dec 6 #27

But what's your deductible? Mine's 12000, so practically the same as nilram Dec 6 #55

Mine is just a little less.... Happy Hoosier Dec 6 #3

Same here, ForgedCrank Dec 6 #5

WOW !!! That's not counting what the corporation pays !! People are being gouged and they're not millionaires uponit7771 Dec 6 #15

My ACA insurance-for-one is about $13,200 per year. El-Capitan Dec 6 #6

WTF ?!!??! "cost of having middleman private" 👈🏾👈🏾👈🏾 THIS !!! uponit7771 Dec 6 #9

And many specialists are very expensive. For example, ortho spooky3 Dec 6 #31

My wife and I pay $10,548 a year for Medicare, supplemental, and prescription coverage surfered Dec 6 #7

Does that count deductible? Even if it did that's freakin a lot !! They're are gouging uponit7771 Dec 6 #11

I'm 74 and pay just under 500/month moonscape Dec 6 #21

And the crazy part is the government pays the Advantage insurers more per person than the Gov. spends on Original. pnwmom Dec 6 #46

Exactly. Original Medicare is the moonscape Dec 6 #56

Me too, Moonscape Dave says Dec 8 #87

You are correct. There are still deductibles. surfered Dec 6 #22

I don't think people realize how expensive Medigap and drug plans are, especially as one ages. Silent Type Dec 6 #30

We're In That Ballpark ProfessorGAC Dec 6 #59

What! I only pay 3,216. kerry-is-my-prez Dec 7 #67

That's the total bit both of us surfered Dec 7 #71

Until the majority of US citizens wake up to a Medicare for all program this will continue. Jacson6 Dec 6 #16

"Why the hell isn't corporate America working with their employers to get the cost down ?!" WhiskeyGrinder Dec 6 #18

yep, just push it onto their employees ... jus damn uponit7771 Dec 6 #24

Because most of them pay a larger part than their employees? EdmondDantes_ Dec 6 #29

I paid $5892 this year for the lowest Arger68 Dec 6 #19

OMFG !!! So my friend is getting it cheap !! uponit7771 Dec 6 #20

Age makes a huge difference. Arger68 Dec 6 #23

Universal health care would provide workers the freedom to leave shitty jobs and/or managers without the Hotler Dec 6 #25

Need more information. How much are the premiums, annual deductible, and out of pocket maximums? beaglelover Dec 6 #26

Not all 3 just premiums and deductible per year, hell ... its even higher with copays and medicines. ... Damn uponit7771 Dec 6 #28

Thanks. I just checked my plan for next year and it's cost. I'm still working for a large entertainment company. beaglelover Dec 6 #35

The US health care costs are about DOUBLE those of the second most spooky3 Dec 6 #32

I think when people see the monthly bill will get more attention, this is crazy uponit7771 Dec 6 #37

I'm just offering an explanation as to why their bills are so high spooky3 Dec 6 #43

I was paying that markie Dec 6 #33

I pay $2080 per month for my family of 3. MontanaMama Dec 6 #34

JUST DAMN !!! These are mortgages for nice houses were they live. uponit7771 Dec 6 #38

That's cheap for Germany DFW Dec 6 #36

Germany has universal health care, that seems like a lot for them uponit7771 Dec 6 #40

I'd take it, but how many Democrats or Republicans will tell voters their taxes will increase by 7.5% and their Silent Type Dec 6 #44

If they attach it to the PHCI cost ... prolly all of them. When monthly PCHI premiums are as large as mortgages I think uponit7771 Dec 6 #45

See my post #57 just below DFW Dec 6 #62

Germany has WHAT??? DFW Dec 6 #57

Google, "does germany have universal healthcare" uponit7771 Dec 7 #63

As Abraham Lincoln said DFW Dec 7 #65

"Google all you want"... Let's be far removed from how they sound. If you have a counter it's... uponit7771 Dec 7 #68

It's still not universal. DFW Dec 7 #70

Why so expensive? EDIT - Never mind. I just saw your other replies explaining. highplainsdem Dec 7 #72

I've got good Federal Health Insurance for four...almost $17k annually. haele Dec 6 #39

Wow, just read through this ScratchCat Dec 6 #41

"absolutely nothing in benefit."👈🏾👈🏾👈🏾 uponit7771 Dec 6 #42

When I retired almost 7 years ago gerryatwork Dec 6 #47

Trump will fix it progressoid Dec 6 #48

RIGHT !!! AKA Make it worse, if Trump gets Real Wage Index back to 2019 Trajectory in a year we'll have a hard time with uponit7771 Dec 6 #51

That's awful but it doesn't excuse progressives celebrating one's death... tenderfoot Dec 6 #49

Most people aren't celebrating just hard to have sympathy for the banality of evil oozing out of PHCI CEOs uponit7771 Dec 6 #50

This is spot on DFW Dec 7 #74

Working with employers will never lower costs. Groundhawg Dec 6 #52

Why are you so astonished? Drum Dec 6 #53

Cause his age and works for large corp, thought that would insulate his family from high PCHI cost. Not so much uponit7771 Dec 6 #54

I pay nearly that for myself! Meowmee Dec 6 #58

Mine's going to $48,000 for four individuals. dawg Dec 6 #60

... ah, and Benedict Donald isn't going to make PHCI any cheaper uponit7771 Dec 7 #64

Fucking ridiculous. Ishoutandscream2 Dec 7 #75

Don't I know it. dawg Dec 7 #78

There was a time long before we got got Medicare, where we $29k for two of us. Stinky The Clown Dec 6 #61

butbutbut its better than socialism! pansypoo53219 Dec 7 #66

My health care plan is a bargain MissB Dec 7 #69

I pay 26% of my gross wages for healthcare. BlueTsunami2018 Dec 7 #73

😲😲😲 ... and people turned down the public option uponit7771 Dec 7 #76

Joe Lieberman killed the public option Arazi Dec 8 #90

My insurance plan was about $700 a month in the early 1990s. LiberalFighter Dec 7 #77

Blue Shield raised our firm's rate 25% this year hardluck Dec 7 #79

WTF ?! So how did people vote against the public option?! We're so screwed if people think we can keep doing this. uponit7771 Dec 8 #81

Nobody has ever voted against the public option Arazi Dec 8 #91

14,000 in premiums is only possible for a family of 3 with an income of around 165,000 or more. Ms. Toad Dec 7 #80

My surprise is mostly at the age of their family, I believed PHI was charging more for older people and they're not. We uponit7771 Dec 8 #82

Don't worry. They are charging more for older people. dawg Dec 8 #84

Yep, we're screwed if we think this is going to get better. A whole damn mortgage on PHI and people still vote GQP !! uponit7771 Dec 8 #85

Age is one of the few things they are permitted to charge more for. Ms. Toad Dec 8 #89

For how much longer do you think? dawg Dec 8 #83

Who knows. I was only addressing the current situation. Ms. Toad Dec 8 #88

My wife and I were paying more than that before Obamacare. hunter Dec 8 #86