Single Payer Health Systems

RayLib

(37 posts) Sat Dec 5, 2015, 11:45 PM Dec 2015

Just checked my new ACA rates [View all]

Well, the so called ACA keeps going up up up! Me, my wife and 3 kids.

2013 BCBS rate - $ 456 (blue saver)
2014 BCBS ACA rate - $1099 (blue silver saver) +141%
2015 BCBS ACA rate - $1299 (blue silver saver) + 18%
2016 BCBS ACA rate - $1699 (blue silver saver) + 31%

31% increase for 2016!!!

Since I don't qualify for any subsidy, I have to pay it all. So, the AFFORDABLE Care Act is not affordable for me.

160 replies

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Just checked my new ACA rates [View all] RayLib Dec 2015 OP

That is why we need a single payer system. darkangel218 Dec 2015 #1

Medicare for all, including dental, optical, hearing aids and mental health services. Scuba Dec 2015 #61

The limit on profits violates WTO rules so it is likely just temporary Baobab Feb 2016 #159

Embedded Greed In The For Profit Health Insurance System Will Drive All To Single Payer cantbeserious Dec 2015 #2

I thought profits were limited under the ACA Travis_0004 Dec 2015 #20

Fixed Profit On Top Of Escalating Cost = Increased Pain To Citizens cantbeserious Dec 2015 #21

Not an innocent DEATH SPIRAL - something much much worse- a crime against humanity disguised as one Baobab Feb 2016 #160

There is no specific limit on profits, but spending on admin + profits must not exceed 20% progree Dec 2015 #26

Are you in a state that expanded Medicaid? VanillaRhapsody Dec 2015 #3

OP said s/he doesn't qualify for a subsidy. mucifer Dec 2015 #5

Well then.. VanillaRhapsody Dec 2015 #9

For the ACA subsidies, it doesn't matter whether one is in a Medicaid expansion state or not progree Dec 2015 #8

If you are in a state that didnt no.... VanillaRhapsody Dec 2015 #13

The Medicaid expansion thing affects only Medicaid. It has nothing to do with progree Dec 2015 #14

Good thing ... Cigar11 Dec 2015 #4

Comparing RayLib Dec 2015 #6

But NOW there are max out of pocket....no more going bankrupt....there is a lrice for that... VanillaRhapsody Dec 2015 #10

Yeah, RayLib Dec 2015 #11

No you are not...... VanillaRhapsody Dec 2015 #12

Keep it you can RayLib Dec 2015 #17

No it wasn't VanillaRhapsody Dec 2015 #18

Did you have a cap on what you paid out of pocket on your pre-ACA plan? progree Dec 2015 #22

In 2012 RayLib Dec 2015 #28

And now.. progree Dec 2015 #35

That is EXACTLY what I was talking about! VanillaRhapsody Dec 2015 #42

so there are 5 in your household and you don’t qualify for subsidies VMA131Marine Dec 2015 #15

Doable??? RayLib Dec 2015 #16

On $113,000 +? VanillaRhapsody Dec 2015 #19

31%. increase!! RayLib Dec 2015 #23

So come on then VanillaRhapsody Dec 2015 #24

Not a bit RayLib Dec 2015 #25

Good luck with your high stakes gamble... VanillaRhapsody Dec 2015 #32

This message was self-deleted by its author darkangel218 Dec 2015 #60

Yeah.....you said you are not going to pay for it.... VanillaRhapsody Dec 2015 #89

you make $8000+ a month and can't find an extra $400? uppityperson Dec 2015 #27

Not with RayLib Dec 2015 #29

This message was self-deleted by its author uppityperson Dec 2015 #30

31% increase! RayLib Dec 2015 #31

My insurance went you that much before ACA. Now not so much. Isn't it wonderful your kids uppityperson Dec 2015 #36

Please ignore the negative comments. darkangel218 Dec 2015 #39

What is that supposed to mean? darkangel218 Dec 2015 #37

You can afford 3 kids in college and your complaining? VanillaRhapsody Dec 2015 #33

Whow... darkangel218 Dec 2015 #38

Jury results pintobean Dec 2015 #40

I am floored by this comment JonLeibowitz Dec 2015 #45

Awful, isn't it? A man is being reamed for LibDemAlways Dec 2015 #54

I was the one who alerted to that heartless comment. darkangel218 Dec 2015 #57

The poster who made that comment has no LibDemAlways Dec 2015 #85

Divide and Conquer - Works every time Nictuku Dec 2015 #76

We should be, but we're not. Years ago LibDemAlways Dec 2015 #78

Who pays your healthcare premiums? Depaysement Dec 2015 #62

I do.... VanillaRhapsody Dec 2015 #65

I did Depaysement Dec 2015 #73

So.... VanillaRhapsody Dec 2015 #83

RayLib, I feel your pain. No one should be telling you LibDemAlways Dec 2015 #34

Bullshit... VanillaRhapsody Dec 2015 #41

What if he can't afford the premiums??? darkangel218 Dec 2015 #44

What would a poor person do? VanillaRhapsody Dec 2015 #46

That is WHY we need to stop defending the ACA and fight for single payer!!!! darkangel218 Dec 2015 #48

Bullshit VanillaRhapsody Dec 2015 #66

Yes, defend it from Republicans trying to gut it. JonLeibowitz Dec 2015 #71

The same thing that would have happened before the ACA, no coverage. While I understand and agree still_one Dec 2015 #128

I can't speak for the OP. However, if he says he can't afford the premiums for LibDemAlways Dec 2015 #51

How so? VanillaRhapsody Dec 2015 #67

I had insurance RayLib Dec 2015 #114

Try living without.... VanillaRhapsody Dec 2015 #145

And don't forget, he and his wife are expected to save a couple million $$ for Nay Dec 2015 #74

Absolutely. As the parent of one LibDemAlways Dec 2015 #81

Thats not because of the ACA.... VanillaRhapsody Dec 2015 #84

The Affordable Care Act was a gift to the LibDemAlways Dec 2015 #90

Said the upper middle class guy that can afford 3 kids in college.... VanillaRhapsody Dec 2015 #91

Most people VanillaRhapsody Dec 2015 #121

The ACA or the finagling being done by BCBS against the spirit of the ACA? blm Dec 2015 #79

The ACA in principle is very different from the ACA in practice. LibDemAlways Dec 2015 #80

That is a problem with California....not the ACA VanillaRhapsody Dec 2015 #86

you can thank repukes for college costing so much Skittles Dec 2015 #47

What about the "leave it up to the States" to decide expanding Medicaid darkangel218 Dec 2015 #49

The ACA did NOT leave it up to the states to expand Medicaid. That was a fucked up 5-4 progree Dec 2015 #52

Why didn't the President veto it? darkangel218 Dec 2015 #53

President can't veto Supreme Court decisions progree Dec 2015 #55

Then lets fight for it and not compromise to private ins companies!!! darkangel218 Dec 2015 #56

Yes....those the other people VanillaRhapsody Dec 2015 #87

Then take it up with VanillaRhapsody Dec 2015 #68

Do you understand that this isn't a Sanders vs. Hillary discussion? This is real people hurting JonLeibowitz Dec 2015 #72

You just wrinkled my brain krawhitham Dec 2015 #146

Good catch... VanillaRhapsody Dec 2015 #153

You have three kids in college but can't afford to insure them????? Sounds fishy. marble falls Dec 2015 #63

He is no doubt facing thousands upon thousands LibDemAlways Dec 2015 #82

And? VanillaRhapsody Dec 2015 #88

How can he afford NOT to insure college aged students? If I was making $100K.... marble falls Dec 2015 #108

Haha RayLib Dec 2015 #116

Some of the posters here (and I put the most LibDemAlways Dec 2015 #119

The real world indeed VanillaRhapsody Dec 2015 #122

+1 darkangel218 Dec 2015 #140

And yet I have three "kids" educated and employed. Must have been a miracle. marble falls Dec 2015 #141

it is not unusual for college to cost 25K and up per year per child, including books, board and room still_one Dec 2015 #133

But it doesnt have to cost that much VanillaRhapsody Dec 2015 #143

That could easily run 300K plus for 4 years. That is why some who still_one Dec 2015 #102

Subsidies for a family of 4 is $97k a year VanillaRhapsody Dec 2015 #123

Do you have any idea how much it costs to send a kid to college, plus a mortgage, homeowners still_one Dec 2015 #126

What if you had 12 kids? VanillaRhapsody Dec 2015 #129

I don't have a problem, I have the means, but a lot of what is referred to as the middle class do still_one Dec 2015 #130

Upper Middle Class.... VanillaRhapsody Dec 2015 #144

No offense but you really have no idea what you are talking about. It also depends where you live still_one Dec 2015 #147

if you can afford 3 kids in college.... VanillaRhapsody Dec 2015 #150

We just disagree on this, and that's ok. That is what a discussion board is all about still_one Dec 2015 #151

How? VanillaRhapsody Dec 2015 #152

ok, I am not going to debate this with you. Take care still_one Dec 2015 #154

The dude that wrote this OP VanillaRhapsody Dec 2015 #156

I am not defending the OP. What I am saying there are people who are on the borderline, just over still_one Dec 2015 #157

Look....a family of 4 are subsidized up to $97k! VanillaRhapsody Dec 2015 #158

So there's a lot more to this story that you are leaving out VMA131Marine Dec 2015 #75

Point is RayLib Dec 2015 #112

I do not believe you... VanillaRhapsody Dec 2015 #124

Medicare for 2 with a drug plan and supplemental F it can run still_one Dec 2015 #101

That's over $20,000 per year! RayLib Dec 2015 #7

Medical costs, including premiums, are tax deductible -- the amount above 10% of your AGI that is. progree Dec 2015 #43

What would you pay for private insurance for the 5 of you? Squinch Dec 2015 #77

It's actually about RayLib Dec 2015 #113

It is very expensive, but you are no worse off Squinch Dec 2015 #149

We need a single payer system asap, or we are fucked. darkangel218 Dec 2015 #50

You think single payer is free? VanillaRhapsody Dec 2015 #125

What a silly question.. darkangel218 Dec 2015 #131

Did you ask a question? VanillaRhapsody Dec 2015 #134

No thanks. darkangel218 Dec 2015 #136

Bernie is no magician VanillaRhapsody Dec 2015 #138

Whatever. Nt darkangel218 Dec 2015 #139

Whatever is right..... VanillaRhapsody Dec 2015 #142

This is why we need Bernie Zinner88 Dec 2015 #58

+1 darkangel218 Dec 2015 #59

Uh Bernie supports this system VanillaRhapsody Dec 2015 #69

The costs and tax increases necessary were staggering.... Historic NY Dec 2015 #103

Thus we have Obamacares.... VanillaRhapsody Dec 2015 #106

It doesn't require that kind of tax increase on everyone equally. snot Dec 2015 #132

The you didn't click through to find out why Bernies state Vt. couldn't do it... Historic NY Dec 2015 #135

I feel your pain. Kilgore Dec 2015 #64

You have three kids in college and pretend you can't afford VanillaRhapsody Dec 2015 #70

WTF? I dont even have three kids!! Kilgore Dec 2015 #92

Your old policy would VanillaRhapsody Dec 2015 #93

Bullshit Kilgore Dec 2015 #94

Bullshit.....you were not immune to VanillaRhapsody Dec 2015 #95

I have to deal with the cards as they dealt to me. Kilgore Dec 2015 #99

Those less fortunate in your family ALSO have VanillaRhapsody Dec 2015 #96

They do, and they did before. Kilgore Dec 2015 #100

Well thats good.....now they wont go without.... VanillaRhapsody Dec 2015 #107

Thats bullshit... VanillaRhapsody Dec 2015 #97

So lets agree to disagree Kilgore Dec 2015 #98

Nope...i do not agree VanillaRhapsody Dec 2015 #109

Happy about your success... RayLib Dec 2015 #110

So? VanillaRhapsody Dec 2015 #111

None RayLib Dec 2015 #115

A 30% increase is not VanillaRhapsody Dec 2015 #117

From original post RayLib Dec 2015 #118

Uh I have had BCBS all those same years... VanillaRhapsody Dec 2015 #120

10,000 deductible? abelenkpe Dec 2015 #104

now we know what's in the bill mwrguy Dec 2015 #105

37 posts. Welcome to DU...I guess. stopbush Dec 2015 #127

What's your point? darkangel218 Dec 2015 #137

FWIW, check his profile. eoom uppityperson Dec 2015 #148

We called it.... VanillaRhapsody Dec 2015 #155