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RayLib

(37 posts)
16. Doable???
Sun Dec 6, 2015, 12:51 AM
Dec 2015

The premiums are increasing 31%!!! Not sure where I will find the extra $400, since there are no raises this year.

Were we not promised the ACA would bend the cost curve down? Hah! It has bent it way up instead!

31% increase! The bronze plan now costs more than my silver plan last year!

That is why we need a single payer system. darkangel218 Dec 2015 #1
Medicare for all, including dental, optical, hearing aids and mental health services. Scuba Dec 2015 #61
The limit on profits violates WTO rules so it is likely just temporary Baobab Feb 2016 #159
Embedded Greed In The For Profit Health Insurance System Will Drive All To Single Payer cantbeserious Dec 2015 #2
I thought profits were limited under the ACA Travis_0004 Dec 2015 #20
Fixed Profit On Top Of Escalating Cost = Increased Pain To Citizens cantbeserious Dec 2015 #21
Not an innocent DEATH SPIRAL - something much much worse- a crime against humanity disguised as one Baobab Feb 2016 #160
There is no specific limit on profits, but spending on admin + profits must not exceed 20% progree Dec 2015 #26
Are you in a state that expanded Medicaid? VanillaRhapsody Dec 2015 #3
OP said s/he doesn't qualify for a subsidy. mucifer Dec 2015 #5
Well then.. VanillaRhapsody Dec 2015 #9
For the ACA subsidies, it doesn't matter whether one is in a Medicaid expansion state or not progree Dec 2015 #8
If you are in a state that didnt no.... VanillaRhapsody Dec 2015 #13
The Medicaid expansion thing affects only Medicaid. It has nothing to do with progree Dec 2015 #14
Good thing ... Cigar11 Dec 2015 #4
Comparing RayLib Dec 2015 #6
But NOW there are max out of pocket....no more going bankrupt....there is a lrice for that... VanillaRhapsody Dec 2015 #10
Yeah, RayLib Dec 2015 #11
No you are not...... VanillaRhapsody Dec 2015 #12
Keep it you can RayLib Dec 2015 #17
No it wasn't VanillaRhapsody Dec 2015 #18
Did you have a cap on what you paid out of pocket on your pre-ACA plan? progree Dec 2015 #22
In 2012 RayLib Dec 2015 #28
And now.. progree Dec 2015 #35
That is EXACTLY what I was talking about! VanillaRhapsody Dec 2015 #42
so there are 5 in your household and you don’t qualify for subsidies VMA131Marine Dec 2015 #15
Doable??? RayLib Dec 2015 #16
On $113,000 +? VanillaRhapsody Dec 2015 #19
31%. increase!! RayLib Dec 2015 #23
So come on then VanillaRhapsody Dec 2015 #24
Not a bit RayLib Dec 2015 #25
Good luck with your high stakes gamble... VanillaRhapsody Dec 2015 #32
This message was self-deleted by its author darkangel218 Dec 2015 #60
Yeah.....you said you are not going to pay for it.... VanillaRhapsody Dec 2015 #89
you make $8000+ a month and can't find an extra $400? uppityperson Dec 2015 #27
Not with RayLib Dec 2015 #29
This message was self-deleted by its author uppityperson Dec 2015 #30
31% increase! RayLib Dec 2015 #31
My insurance went you that much before ACA. Now not so much. Isn't it wonderful your kids uppityperson Dec 2015 #36
Please ignore the negative comments. darkangel218 Dec 2015 #39
What is that supposed to mean? darkangel218 Dec 2015 #37
You can afford 3 kids in college and your complaining? VanillaRhapsody Dec 2015 #33
Whow... darkangel218 Dec 2015 #38
Jury results pintobean Dec 2015 #40
I am floored by this comment JonLeibowitz Dec 2015 #45
Awful, isn't it? A man is being reamed for LibDemAlways Dec 2015 #54
I was the one who alerted to that heartless comment. darkangel218 Dec 2015 #57
The poster who made that comment has no LibDemAlways Dec 2015 #85
Divide and Conquer - Works every time Nictuku Dec 2015 #76
We should be, but we're not. Years ago LibDemAlways Dec 2015 #78
Who pays your healthcare premiums? Depaysement Dec 2015 #62
I do.... VanillaRhapsody Dec 2015 #65
I did Depaysement Dec 2015 #73
So.... VanillaRhapsody Dec 2015 #83
RayLib, I feel your pain. No one should be telling you LibDemAlways Dec 2015 #34
Bullshit... VanillaRhapsody Dec 2015 #41
What if he can't afford the premiums??? darkangel218 Dec 2015 #44
What would a poor person do? VanillaRhapsody Dec 2015 #46
That is WHY we need to stop defending the ACA and fight for single payer!!!! darkangel218 Dec 2015 #48
Bullshit VanillaRhapsody Dec 2015 #66
Yes, defend it from Republicans trying to gut it. JonLeibowitz Dec 2015 #71
The same thing that would have happened before the ACA, no coverage. While I understand and agree still_one Dec 2015 #128
I can't speak for the OP. However, if he says he can't afford the premiums for LibDemAlways Dec 2015 #51
How so? VanillaRhapsody Dec 2015 #67
I had insurance RayLib Dec 2015 #114
Try living without.... VanillaRhapsody Dec 2015 #145
And don't forget, he and his wife are expected to save a couple million $$ for Nay Dec 2015 #74
Absolutely. As the parent of one LibDemAlways Dec 2015 #81
Thats not because of the ACA.... VanillaRhapsody Dec 2015 #84
The Affordable Care Act was a gift to the LibDemAlways Dec 2015 #90
Said the upper middle class guy that can afford 3 kids in college.... VanillaRhapsody Dec 2015 #91
Most people VanillaRhapsody Dec 2015 #121
The ACA or the finagling being done by BCBS against the spirit of the ACA? blm Dec 2015 #79
The ACA in principle is very different from the ACA in practice. LibDemAlways Dec 2015 #80
That is a problem with California....not the ACA VanillaRhapsody Dec 2015 #86
you can thank repukes for college costing so much Skittles Dec 2015 #47
What about the "leave it up to the States" to decide expanding Medicaid darkangel218 Dec 2015 #49
The ACA did NOT leave it up to the states to expand Medicaid. That was a fucked up 5-4 progree Dec 2015 #52
Why didn't the President veto it? darkangel218 Dec 2015 #53
President can't veto Supreme Court decisions progree Dec 2015 #55
Then lets fight for it and not compromise to private ins companies!!! darkangel218 Dec 2015 #56
Yes....those the other people VanillaRhapsody Dec 2015 #87
Then take it up with VanillaRhapsody Dec 2015 #68
Do you understand that this isn't a Sanders vs. Hillary discussion? This is real people hurting JonLeibowitz Dec 2015 #72
You just wrinkled my brain krawhitham Dec 2015 #146
Good catch... VanillaRhapsody Dec 2015 #153
You have three kids in college but can't afford to insure them????? Sounds fishy. marble falls Dec 2015 #63
He is no doubt facing thousands upon thousands LibDemAlways Dec 2015 #82
And? VanillaRhapsody Dec 2015 #88
How can he afford NOT to insure college aged students? If I was making $100K.... marble falls Dec 2015 #108
Haha RayLib Dec 2015 #116
Some of the posters here (and I put the most LibDemAlways Dec 2015 #119
The real world indeed VanillaRhapsody Dec 2015 #122
+1 darkangel218 Dec 2015 #140
And yet I have three "kids" educated and employed. Must have been a miracle. marble falls Dec 2015 #141
it is not unusual for college to cost 25K and up per year per child, including books, board and room still_one Dec 2015 #133
But it doesnt have to cost that much VanillaRhapsody Dec 2015 #143
That could easily run 300K plus for 4 years. That is why some who still_one Dec 2015 #102
Subsidies for a family of 4 is $97k a year VanillaRhapsody Dec 2015 #123
Do you have any idea how much it costs to send a kid to college, plus a mortgage, homeowners still_one Dec 2015 #126
What if you had 12 kids? VanillaRhapsody Dec 2015 #129
I don't have a problem, I have the means, but a lot of what is referred to as the middle class do still_one Dec 2015 #130
Upper Middle Class.... VanillaRhapsody Dec 2015 #144
No offense but you really have no idea what you are talking about. It also depends where you live still_one Dec 2015 #147
if you can afford 3 kids in college.... VanillaRhapsody Dec 2015 #150
We just disagree on this, and that's ok. That is what a discussion board is all about still_one Dec 2015 #151
How? VanillaRhapsody Dec 2015 #152
ok, I am not going to debate this with you. Take care still_one Dec 2015 #154
The dude that wrote this OP VanillaRhapsody Dec 2015 #156
I am not defending the OP. What I am saying there are people who are on the borderline, just over still_one Dec 2015 #157
Look....a family of 4 are subsidized up to $97k! VanillaRhapsody Dec 2015 #158
So there's a lot more to this story that you are leaving out VMA131Marine Dec 2015 #75
Point is RayLib Dec 2015 #112
I do not believe you... VanillaRhapsody Dec 2015 #124
Medicare for 2 with a drug plan and supplemental F it can run still_one Dec 2015 #101
That's over $20,000 per year! RayLib Dec 2015 #7
Medical costs, including premiums, are tax deductible -- the amount above 10% of your AGI that is. progree Dec 2015 #43
What would you pay for private insurance for the 5 of you? Squinch Dec 2015 #77
It's actually about RayLib Dec 2015 #113
It is very expensive, but you are no worse off Squinch Dec 2015 #149
We need a single payer system asap, or we are fucked. darkangel218 Dec 2015 #50
You think single payer is free? VanillaRhapsody Dec 2015 #125
What a silly question.. darkangel218 Dec 2015 #131
Did you ask a question? VanillaRhapsody Dec 2015 #134
No thanks. darkangel218 Dec 2015 #136
Bernie is no magician VanillaRhapsody Dec 2015 #138
Whatever. Nt darkangel218 Dec 2015 #139
Whatever is right..... VanillaRhapsody Dec 2015 #142
This is why we need Bernie Zinner88 Dec 2015 #58
+1 darkangel218 Dec 2015 #59
Uh Bernie supports this system VanillaRhapsody Dec 2015 #69
The costs and tax increases necessary were staggering.... Historic NY Dec 2015 #103
Thus we have Obamacares.... VanillaRhapsody Dec 2015 #106
It doesn't require that kind of tax increase on everyone equally. snot Dec 2015 #132
The you didn't click through to find out why Bernies state Vt. couldn't do it... Historic NY Dec 2015 #135
I feel your pain. Kilgore Dec 2015 #64
You have three kids in college and pretend you can't afford VanillaRhapsody Dec 2015 #70
WTF? I dont even have three kids!! Kilgore Dec 2015 #92
Your old policy would VanillaRhapsody Dec 2015 #93
Bullshit Kilgore Dec 2015 #94
Bullshit.....you were not immune to VanillaRhapsody Dec 2015 #95
I have to deal with the cards as they dealt to me. Kilgore Dec 2015 #99
Those less fortunate in your family ALSO have VanillaRhapsody Dec 2015 #96
They do, and they did before. Kilgore Dec 2015 #100
Well thats good.....now they wont go without.... VanillaRhapsody Dec 2015 #107
Thats bullshit... VanillaRhapsody Dec 2015 #97
So lets agree to disagree Kilgore Dec 2015 #98
Nope...i do not agree VanillaRhapsody Dec 2015 #109
Happy about your success... RayLib Dec 2015 #110
So? VanillaRhapsody Dec 2015 #111
None RayLib Dec 2015 #115
A 30% increase is not VanillaRhapsody Dec 2015 #117
From original post RayLib Dec 2015 #118
Uh I have had BCBS all those same years... VanillaRhapsody Dec 2015 #120
10,000 deductible? abelenkpe Dec 2015 #104
now we know what's in the bill mwrguy Dec 2015 #105
37 posts. Welcome to DU...I guess. stopbush Dec 2015 #127
What's your point? darkangel218 Dec 2015 #137
FWIW, check his profile. eoom uppityperson Dec 2015 #148
We called it.... VanillaRhapsody Dec 2015 #155
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