The Fair Tax referendum failed.

[Cicada]

4. My favorite example was a car insurance initiative

The proposal was to provide universal auto insurance through a small fee in the price of gas. That would eliminate uninsured motorists 100% and dramatically reduce costs. When you had an accident you would randomly be assigned to an insurance company. That absolutely would reduce auto insurance costs in half or more. Think of how much Geico spends for commercials, how much is paid for insurance salesmen. It is a no brainer excellent idea. But it lost by a huge margin. A very nice man in Connecticut, Andrew Tobias, spent more than ten million dollars to get it on the CA ballot. He was told that firms would give him a 100% guarantee the initiative would get enough signatures in CA if he paid them 8 million to collect signatures. So he told CA officials they should put any initiative on the ballot in return for an eight million dollar filing fee. He didn’t get that rational idea adopted either.