Anyone really happy on traditional Medicare?

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73. If you can't afford a Medigap plan plus a standalone Part D plan, and a dental and vision plan,

Advantage plans are privatized Medicare

You can look at the Advantage plans available in your zip code. on Medicare.gov. They have star ratings and 5-star plans are the best. Medicare rates the plans every year, using multiple criteria.

Advantage plans have $0 premium plans and do have lots of co-pays, so it’s helpful to review the summary of benefits for a plan you are interested in enrolling with.

You can change your Advantage plan every year during the Annual Election Period, October 15 through December 7th.

You can also change your Advantage plan during the Advantage Special Enrollment Period every January 1st through March 31st.