Baby Boomers
In reply to the discussion: Changing our will [View all]PoindexterOglethorpe
(26,802 posts)on lawyers before you select another one. Plus, you should never pay up front for something like this. You pay when you have the completed will in your hands.
I honestly don't know about legal insurance plans, other than they can be a good idea in some cases. Again, you need to do research.
Depending on where you live, librarians are an amazing resource. Ask one at your local library to point you in the direction of how to go about making a simple will in your state. It may be possible to simply fill out some boilerplate forms and be done. It is crucial that the will be witnessed, and the witnesses do not have to be people you know. Good attorneys have people they can call on. If they are part of a multi-attorney law firm, typically the employees there serve as witnesses.
A quick "Making a will" google search came up with tons of good information. Each state has slightly different requirements, so you want to be aware of that.
Best of luck to you. Making a will can seem scary, because it's an absolute acknowledgement that you'll die. I've actually gone through it four different times now: once early in our marriage, once when our financial situation changed significantly, and after our divorce and relocation to another state. It gets easier each time.