What I learned about Medicare and "supplement" Medicare [View all]
When you are choosing a Medicare supplement please consider very carefully! I chose AARP-United Health Care, because it was free. Plus it gives coverage for some vision and dental work which Medicare does not.
I assumed, that bec. "supplement" means in English ADD TO, that the supplement would provide things where Medicare coverage stops.
big whoops! My supplemental plan does NOT supplement Medicare it replaces it.
What this means in my case is that the therapist I was going to, who thot she was going to be remimbursed by medicare (as did I) is not - bec. the AARP plan does not cover her, therefore I am shit out of luck.
Altho if I didn't have the AARP, Medicare would cover it.
Of course when I signed up, the person in the Senior Center who was helping me, {they call them SHP Counselors - some are very good, some, like mine, are shit.} did NOT tell me this.
She also did not tell me that once I signed up, I would have a brief time (which ended Feb 14) to change plans. So no matter how dissatisfied I am with the plan, --and it alround SUCKS - besides this particular issue -- I am stuck with it.
America land of the free, right!
I hate this country and the rich fucks who run it.
~~~
Hope my experience helps someone --check out the plan you are considering very very carefully!!
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