What I learned about Medicare and "supplement" Medicare

[Eleanors38]

9. I am on the verge of getting "medigap" coverage (turn 65 in May)...

http://medicare-supplement.us/

This is a private agent, Garrett Ball. He specializes in comparing medigap coverage in your state/area according to your age and zip code. He sums up the coverage (not in complete detail) and identifies the companies in your state which offer various plans and their costs. For example, plan F is the fullest coverage, but costs $20>> more a month than plan G, which does the same thing, but does not pay the deductible of Part B (approx. $150/yr); hence plan G can be a better choice. He also speaks to "upgrades" of policies whereby you can drop a plan and sign up for another in most cases without going through being subject to a time "window." So, my plan will probably be Medicare ($105 deduct. from SS for Part B), and medigap plan G ($99 deduct. from my acct. by AFLAC) for a total of under $210/mo. Check the web site, it is easy to use and you can e-mail questions and get a quick response (well less than a day).

Good luck to you and me!