Seniors

ProfessorGAC

(69,898 posts)

5. I Looked At The 3 Biggest Providers...

Fri Sep 22, 2023, 07:27 PM

Sep 2023

...of supplemental plan in Illinois.
As there was no meaningful difference in price amongst them we went with BCBS for everything, including part D.
We did go through a broker who did plan price comparisons for us and presented them.
The same company also set up an annuity with 40% of our retirement money, so it was one stop shopping for us.
There are LOCAL insurance firms willing to do this and it costs nothing. The insurers pay them a cut for drumming up business. Might greatly simplify things to just let an expert do the details & just make recommendations to you.

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Why does Medicare have to be so danged complicated? [View all] ShazzieB Sep 2023 OP

Thanks. Watching because this is me next year. bullimiami Sep 2023 #1

I hope some of these replies help you as much as they're helping me! 😉 ShazzieB Sep 2023 #24

Go to the government website. Raven123 Sep 2023 #2

Will do. ShazzieB Sep 2023 #33

Will do. ShazzieB Sep 2023 #34

Sounds like you're in Washington state. If so, cbabe Sep 2023 #3

Great advice. underpants Sep 2023 #16

I'm actually in Illinois, but I'm pretty sure we have something like that here. ShazzieB Sep 2023 #25

Check with your local social security office, they can talk you through it. emulatorloo Sep 2023 #4

Someone my husband knows told him the same thing. ShazzieB Sep 2023 #26

I guess call them back and ask them who does do that. They should be able to point you in the right emulatorloo Sep 2023 #42

I Looked At The 3 Biggest Providers... ProfessorGAC Sep 2023 #5

Thanks for this. ShazzieB Sep 2023 #27

Because insurance lobbies have blocked reform Voltaire2 Sep 2023 #6

Totally agree. MOMFUDSKI Sep 2023 #10

I know what you mean. ShazzieB Sep 2023 #35

Pretty much what I figured about the insurance companies. ShazzieB Sep 2023 #28

It is complicated. Main reason is that Congress has to add coverage/programs Silent Type Sep 2023 #7

Thanks for helping sort out some of the confusion. ShazzieB Sep 2023 #29

I'm losing my employer sponsored health benefits Deuxcents Sep 2023 #8

Sounds like you are in good hands. ShazzieB Sep 2023 #30

I can only hope to make the best decision.. Deuxcents Sep 2023 #32

Funny yould should mention BC! ShazzieB Sep 2023 #36

I know! And I think there's penalties if we're late. Deuxcents Sep 2023 #38

Thanks! ShazzieB Sep 2023 #39

I had to get a lawyer friend to help me figure it out. There are free government run tblue37 Sep 2023 #9

Medicare Marketplace MoonlightHillFarm Sep 2023 #11

Great advice. underpants Sep 2023 #15

I will, check that out, thanks. ShazzieB Sep 2023 #37

My parents Rebl2 Sep 2023 #12

I have Medicare part A and B, and then kept my government health SlimJimmy Sep 2023 #20

my union and pension provider (CalPERS) navigated this for us mike_c Sep 2023 #13

It is waaaay too complicated for mere mortals to understand, I agree. Diamond_Dog Sep 2023 #14

Forgot to mention in my earlier post, SHIBA is free. cbabe Sep 2023 #17

See if you can find an independent insurance broker that is for Seniors and KarenS Sep 2023 #18

I'm glad it worked for you, Karen... slightlv Sep 2023 #19

oh that's terrible,,,, KarenS Sep 2023 #21

This message was self-deleted by its author ShazzieB Sep 2023 #23

Wow, I'm so sorry to hear that happened to you. ShazzieB Sep 2023 #31

When I turned 65, I talked to a consultant who is a member of my temple LetMyPeopleVote Sep 2023 #22

I've been considering plan G Deuxcents Sep 2023 #40

I am not going to do a Medicare advantage plan LetMyPeopleVote Sep 2023 #41

I have AARP's United Healthcare Supplement Plan G llmart Sep 2023 #43

Sounds like you have the right plan for you Deuxcents Sep 2023 #45

Oh, I hope you don't think I was trying to encourage you to leave BC. llmart Sep 2023 #46

O, no. We're good 👍 Deuxcents Sep 2023 #47

I posted a reply to another DU'er but the info might help you also. llmart Sep 2023 #44

Check out a Medicare Advantage plan. trof Sep 2023 #48

Warning! There's no going back Random Boomer Oct 2023 #49

Yeah, I ruled those out early on. ShazzieB Oct 2023 #51

Not true trof Oct 2023 #52

State Farm bundled supplemental plan G with my other policies Random Boomer Oct 2023 #50