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[EarlG]

6. You have to put in an email address if you want to check out as a guest

Presumably you can use any email address you want (like a throwaway Yahoo address for example) since email addresses aren't used to confirm your identity for the purpose of making an online purchase with a credit card. But there's no other way to make a credit card payment without going through that process.

The only way to avoid PayPal completely is to pay by mail.