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SheltieLover

(62,608 posts)
3. Call your senior center & Council on Aging
Sun Nov 17, 2024, 03:38 PM
Nov 2024

They helped me immeasurably when I needed a gap plan.

Gap plans ranged from $125/mo to nearly $400/mo for identical coverage!

Farm Bureau was the $125/mo option for the best plan available, so that's what I went with.

Same with Part D for drugs. Make sure you sign up immediately because there is a 1%/month penalty for life for every month you wait. And it's not 1% of the plan you choose, it's the median price plan. This year that's $40/month (that they base the penalty on).

I can't say enough about how wonderful standard Medicare & my gap plan have been.

Recommendations

1 members have recommended this reply (displayed in chronological order):

Ugh. Open enrollment. [View all] intrepidity Nov 2024 OP
Advantage is a trade off IbogaProject Nov 2024 #1
Wait wait what? intrepidity Nov 2024 #2
To switch back to non advantage medicare IbogaProject Nov 2024 #9
I just read the article at the link intrepidity Nov 2024 #12
not pay back IbogaProject Nov 21 #13
Call your senior center & Council on Aging SheltieLover Nov 2024 #3
Did you ever have a MA plan? intrepidity Nov 2024 #4
bottom line Skittles Nov 2024 #11
Best advice, find your local nonprofit neutral CoopersDad Nov 2024 #5
I just lost my reply to you, so the short version. Joinfortmill Nov 2024 #6
Right, yes, this I knew intrepidity Nov 2024 #7
When I enrolled I factored what I could afford with what I was willing to risk losing Auggie Nov 2024 #8
if you can afford it, STICK WITH ORIGINAL MEDICARE Skittles Nov 2024 #10
Latest Discussions»Issue Forums»Social Security & Medicare»Ugh. Open enrollment.»Reply #3