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Auggie

(32,060 posts)
8. When I enrolled I factored what I could afford with what I was willing to risk losing
Sun Nov 17, 2024, 07:45 PM
Nov 2024

I went with the Plan G supplement, not MA, knowing that my yearly deductible would be low even if my monthly payments would be higher. Eight months later I was diagnosed with cancer.

With the Plan G supplement I was able to assemble an awesome medical in my home town. I wasn't denied any test or any doctor. I haven't paid more than $500 in deductibles over two years despite racking up over $800,000 for minor surgery, infusion, radiation, blood work, imaging, doctor's visits, etc.

I went through a broker too, who I vetted very well. What you do want to ask them is what Plan B provider in Washington has the history of the least or lowest amount of rate hikes.

Don't do Medicare Advantage. My 95-year old mother has it, and it is a nightmare.

Recommendations

1 members have recommended this reply (displayed in chronological order):

Ugh. Open enrollment. [View all] intrepidity Nov 2024 OP
Advantage is a trade off IbogaProject Nov 2024 #1
Wait wait what? intrepidity Nov 2024 #2
To switch back to non advantage medicare IbogaProject Nov 2024 #9
I just read the article at the link intrepidity Nov 2024 #12
not pay back IbogaProject Nov 21 #13
Call your senior center & Council on Aging SheltieLover Nov 2024 #3
Did you ever have a MA plan? intrepidity Nov 2024 #4
bottom line Skittles Nov 2024 #11
Best advice, find your local nonprofit neutral CoopersDad Nov 2024 #5
I just lost my reply to you, so the short version. Joinfortmill Nov 2024 #6
Right, yes, this I knew intrepidity Nov 2024 #7
When I enrolled I factored what I could afford with what I was willing to risk losing Auggie Nov 2024 #8
if you can afford it, STICK WITH ORIGINAL MEDICARE Skittles Nov 2024 #10
Latest Discussions»Issue Forums»Social Security & Medicare»Ugh. Open enrollment.»Reply #8