Working Poor
In reply to the discussion: If You Are Obese And Don't Even Try To Eat Healthy Why Should I Have To Pay For Your Medical Care? [View all]LastLiberal in PalmSprings
(12,888 posts)aren't necessarily related to diet. These are thought to be hereditary, and there's no correlation between the two.
Plus you can be severely injured in an accident with a non-insured driver or a tree.
Insurance isn't bought because something will happen, it's bought because something might happen.
Or because your brother-in-law is an insurance agent...
I've had six non-elective surgeries to replace arthritic joints (shoulders, hips, knees) in the past two years that aren't related to my diet or sports -- the condition is hereditary in my family. I'm 67 and in good shape, and these procedures were considered abnormal because of my "young age." The medical bills from any one of these procedures would wipe out my savings, but my medical insurance paid nearly the whole thing (there were some copays for hospital, MRIs and other tests).
There was nothing wrong with me for the 20+ years I paid medical insurance premiums before this crap hit all at once. Just anecdotal, I know, but in my case paying for insurance I wasn't using ultimately paid off.
OTH, if you get seriously ill you can just use the emergency room and let everyone else pay for your bill if you don't have insurance. again.